There is no pre-payment penalty with a Reverse Mortgage, and the loan is designed to provide either monthly proceeds, a line of credit, a lump sum, or a combination of all three. As long as your home is your primary residence, and as long as you pay your real estate taxes and insurance as well as maintain your home, you will never pay a mortgage payment, and you will never have to move. The HECM program is regulated and insured by the Federal Housing Administration (FHA).

"Time freedom in today's busy world is something rare.
But it's something our Reverse Mortgage gave back to us.
I highly recommend the program."

WHAT IS REQUIRED? HOW DO I QUALIFY?
• You must be at least 62 years of age.
• You must own your own home, condo, townhouse, or    manufactured home (and live in it as your primary)
• HUD approved Reverse Mortgage Counseling is required.
   
Piggy banks serve one purpose, to give back what we have saved over the years. Did you ever think of your home as a piggy bank? Well, it is. It is your home's equity that you saved over the years which is now available to you as your own "retirement plan". A Reverse Mortgage has a huge advantage over other mortgages. Instead of making monthly mortgage payments to your lender, the lender advances proceeds to you through a Home Equity Conversion Mortgage (HECM). Furthermore, there are no credit, health, or income qualifications required!

A Reverse Mortgage can change the way you view things and can give you freedom to do the things you've been wanting to do. Investigate whether a Reverse Mortgage might be an option worth considering.
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Finally, your home is paying you back! You took care of your home, now let your home take care of you!

Home • Welcome • What Are They • What is Required • How They are Structured • Meet Your Specialist

KATHIE ADLER - SENIOR REVERSE MORTGAGE SPECIALIST - 1-888-843-9797 (Cell-631-804-9044)
FREE IN HOME CONSULTATIONS - LONG ISLAND, NEW YORK, NEW JERSEY

Advisors Mortgage Group, LLC, 5114 Route 33, Wall, NJ 07727
PH: 1-732-292-3133 - Fax: 732-960-2330
www.AdvisorsMortgage.com

Advisors Mortgage Group, LLC is a Multi-State Mortgage Banker with Headquarters located in Central New Jersey with offices throughout the US. 
Headquarters: 5114 Route 33, Wall, NJ 07727.  New York Mortgage Broker License: 206697.  Licensed by the N.J. Department of Banking and Insurance.  Licensed Lender and Secondary Mortgage Lender no. 631155.  All NY loans arranged through third party providers (FHA License #1548300002).
Kathleen Adler - NMLS Identifier #65780.
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